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Home Maintenance Tips

Ensuring you’ve got an effective home insurance policy in place is vitally important, but keeping your home well maintained means it’s far less likely you’ll ever have to make a claim on it. 

Ensuring you’ve got an effective home insurance policy in place is vitally important, but keeping your home well maintained means it’s far less likely you’ll ever have to make a claim on it.

It’s also probable that failing to properly look after your home will invalidate your buildings or contents cover should you need to make a claim. Regularly maintaining your home can also be an effective way of keeping your insurance premiums low and optimising the value of your home.

All things considered it’s well worth the relatively minimal effort it takes to stay on top of your home maintenance responsibilities, especially when you consider the enormous stress and expense that tends to accompany the serious problems that can emerge as the result of neglect.

Are you properly maintaining your home? Here are a few quick tips to help you prevent serious problems developing.

  • An annual gas maintenance check up is a very good idea. Be sure to hire a Gas Safe registered engineer to check your boiler, radiators and any other gas appliances. It makes sense to carry this out in the spring, after the year’s heaviest period of use.
  • Keep your home rodent free. Nesting animals – often found in areas like the loft - can be more than just pests, if they gnaw through electrical wiring they can cause a serious fire risk.

  •  Check your loft for damp and woodworm and make sure it has at least four inches of insulation.

  • Inspect your guttering. Check for blockages, splits and cracks and remove any leaves or other debris. It’s a good idea to cover your drains so stray leaves can’t cause blockages.

  •  It’s also wise to check the building’s damp coursing to ensure its intact and preventing dampness from rising into the building.

  • Inspect the exterior of windows and doors for signs of erosion like missing putty or cement seals and flaking paint.

  • Make sure that your pipes are properly lagged. Insulating pipes keeps the heat in, preventing them from freezing and improving heating efficiency in your home.

  • Look at your external walls to see if there’s any evidence of cracks or crumbling. Check to make sure your overflow pipes aren’t dripping.

    If you have any creeping plants make sure they aren’t causing damage to the building.

  • Is there a way to safely check your roof? Perhaps you can see it from a window in your neighbour’s house? If you can – without risking a fall – check for missing, slipped or broken tiles or slates or damaged coverings.

  •  Ensure that your chimney is regularly swept to prevent blockages, which can cause inefficiency and create a fire hazard.

  • Make sure any trees on your property are healthy and well looked after. If a falling tree seriously damages your home your insurance could be invalidated if it’s found to have been rotten.