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Home Insurance Optional Extras

When you get a quote, you'll be able to take your pick of the following optional extras and add as many as you would like when you apply for cover.

Please note that policy terms, conditions and qualifying criteria apply.

Personal Accident Cover

  • Add Kwik-Fit Personal Accident Cover to provide up to £30,000 (£2500 if any family member is under 16 years of age or in full time education) insurance to cover death caused by accidental injury in the home.

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Key Cover

  • Kwik Fit Key Cover is designed to save you the inconvenience caused if your keys are lost, stolen or get broken in your lock or ignition. 
  • If you take out Key Cover, you'll get a high quality key fob with a reference number which offers a £10 reward to anyone finding the keys and returning them as well as up to £1,500 annual cover for locksmiths charges, replacement locks and keys and onward transport costs.
  • There is no excess payable and if you claim on this policy it will not affect your no claims bonus. As well as this, any key attached to the fob is covered!

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Legal Expenses Cover

  • Protects you and your family's legal rights.
  • This product provides up to £50,000 of legal cover and covers the cost of legal proceedings for neighbour disputes, personal injury claims, breach of contract plus more.

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Gadget Insurance

  • If you travel regularly with your gadgets then our Gadget Insurance policy is for you.

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Excess Protection

  • Home Excess Protection Insurance covers the reimbursement of the excess you have paid when you have been involved in a home insurance claim. 

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Garden Cover 

  • Provides cover for items such as sheds, fencing, decking, garden furniture, barbecues and tools, against storm, flood, theft, accidental and malicious damage. 
  • There are 2 levels of cover to choose from.

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Home Emergency Cover 

  • Our Home Emergency policy is designed to offer a temporary repair in the event of an emergency. 
  • You are covered up to £500 per claim if you need a tradesman due to an emergency in your home, such as broken windows, storm damage or burst pipes.  

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† 10% of customers buying Home Insurance online with us between 1st June 2015 and 31st August 2015 received a price that was at least 20% cheaper than the price they would have been offered had they called us. Discounts depend upon individual circumstances, level of cover & payment method. (Excludes optional extras).