Home Excess Protection

Home Excess Protection Insurance covers the reimbursement of the excess you have paid when you have been involved in a home insurance claim. 

The policy will pay out following the successful settlement of a home insurance claim. You can choose from a cover limit of £200 or £400 (in one policy period).  There is also an option to cover subsidence claims.

This product is available provided:

  • you do not use your home for business purposes
  • the property is your main residence and permanent home and is not let out
  • you are 18 years or over.

What's not covered:

  • any claims notified after 31 days following the successful settlement of your home insurance claim 
  • any claim that is refused
  • where the value of the claim is less than your excess

Home Excess Protection Insurance costs £20.00 (£200 cover level), £24.99 (£400 cover level), £30.00 (£200 cover level with subsidence cover) and £35 (£400 cover level with subsidence cover). 

Please note that the above is a summary of the benefits, conditions and limitations of the Excess Protection Policy. For full details please view the Policy Book on the right.

If you would like to add Home Excess Protection Insurance to your Kwik Fit Home Insurance policy, please call us now on 0800 183 6116

If you are an existing customer and need to make a claim on your Home Excess Protection policy please call 0844 854 1498.


† 10% of customers buying Home Insurance online with us between 1st June 2015 and 31st August 2015 received a price that was at least 20% cheaper than the price they would have been offered had they called us. Discounts depend upon individual circumstances, level of cover & payment method. (Excludes optional extras).