Personal Accident Cover

We can add £30,000 Personal Accident Cover with our Home Insurance policies.

This means that the insurer will pay up to £30,000 (£2,500 if any family member is under 16 years of age or in full time education) if an insured person or member of the family suffers bodily injury while in the home during the period of insurance which results in Accidental Death. Maximum payable in total for all people for any one event is £150,000.

What's not covered

  • Where accidental death arises due to drugs or alcohol
  • Where accidental death arises from commercial, occupational, trade or business purposes
  • Suicide, attempted suicide or intentional self-injury
  • Where accidental death is a result of a medical condition whcih you or your family suffered from in the 12 months immediately prior to the policy start date.
  • Claims for you or any member of your family who are 81 years of age at point of claim

Please note that the above is just a summary of the benefits, conditions and limitations of the Personal Accident policy. For full details please view the policy book on the right.

Personal Accident Cover costs £19.50. If you would like to add Personal Accident Cover to your Kwik Fit Home Insurance policy, please call us now on 0800 183 6116

If you are an existing customer and need to make a claim on your Personal Accident Cover policy please call 0800 952 1759.


† 10% of customers buying Home Insurance online with us between 1st June 2015 and 31st August 2015 received a price that was at least 20% cheaper than the price they would have been offered had they called us. Discounts depend upon individual circumstances, level of cover & payment method. (Excludes optional extras).